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The first and most important step in gaining control of your finances is to “Know Your Numbers”. A lot of people don’t know where all their money goes which makes it incredibly hard to budget effectively and to set realistic goals. We want to ensure that we have a solid knowledge of our current situation before moving forward, to ensure that we are setting goals that we’re capable of achieving. To make this easy for you we have created a tool to help you figure out exactly what you have available to work with.
Below is a link to the “Know Your Numbers” tool, along with instructions on how to use it.
You’ll need to use the figures from this tool later on, so make sure you don’t skip this step!